Thinking About Buying

WEATHER

Let me help you every step of the way. Your satisfaction is my top priority. I will take the time to listen to your needs and desires and help you find your dream home. Once you have determined that you are ready to move forward with the required effort toward you home purchasing goal, the rewards are unquestionable and I will be at your side each and every step of the way making the process:

easier
less time-consuming
more enjoyable
less expensive than if you undertook this challenge on your own.

I will help you:

prepare so that sellers perceive you as a preferred buyer
help you locate and access properties for sale that match your specifications
help you through the myriad of details attending the actual purchase.

As a professional REALTOR® , I am always familiar with the current homes available and neighborhood market values as well. This will be a help to you in determining which properties are fairly-priced and in good condition before you start your search.

YOUR FIRST STEP

Your first step to buying a home is to first ask yourself why you want to buy a home:

To stop paying rent?
To start building equity?
To have a place of your own?
To raise a family?
To entertain business associates?
To move up to a bigger house?
As an investment?

From there list what kind of home you would like and where you would like it to be. Be specific. Separate the "must haves" from the "want to haves". Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles:

How much space do you need?
Does your situation require a one-level home, or are stairs acceptable?
Consider size and kind of property.
Do you want a newer home, or maybe an older one to fix up?
Consider how long you expect to live in this particular home.

YOUR NEXT STEP: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company, bank or broker. This can be done over the phone or even online in a matter of minutes. I certainly can refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring secure loan approval for their clients.

Income and Lifestyle = mortgage payment ... take into account your future considerations, children, add-ons and fix-ups. Your dream home is certainly worth some sacrifice yet at the same time, you don't want to mortgage your entire future.

I WILL FIND THE RIGHT HOMES FOR YOU

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs and are fairly -priced and in good condition. With the best possible resources and communication systems available today, I can assist you in locating the homes on the market that match your specifications. I will take the time to listen to your needs and desires and help you find your dream home.

I WILL HELP YOU EVERY STEP OF THE WAY

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.